This Privacy Policy explains how SkillR (“SkillR,” “we,” “us,” or “our”) collects, uses, stores, discloses, and protects personal information when you use https://skillrcash.com/ and SkillR’s related games, cash competitions, account systems, payment features, and services (collectively, the “Services”).
By using the Services, you acknowledge the practices described in this Privacy Policy.
1. INFORMATION WE COLLECT
Depending on how you use SkillR, we may collect the following categories of information.
A. Account Information
We may collect:
- username;
- email address;
- account identifiers;
- date and time of account creation;
- account settings;
- authentication information;
- account status;
- communication preferences; and
- related account records.
Passwords are handled through our authentication providers and should be stored using appropriate security protections.
B. Identity and Age Verification Information
Because SkillR offers real-money competitions, we may collect or process information necessary to verify identity, age, and eligibility, including:
- legal name;
- date of birth;
- residential address;
- government-issued identification information;
- identification document images;
- verification status and results;
- information concerning document validity;
- sanctions, fraud, or compliance screening results; and
- other information reasonably necessary to satisfy KYC, fraud-prevention, payment, or legal requirements.
Some identity-verification information may be collected directly by third-party verification providers rather than stored directly by SkillR.
C. Geolocation and Eligibility Information
We may collect information used to determine whether you are physically located in a jurisdiction where SkillR permits Cash Play, including:
- IP address;
- approximate or precise location signals where available and permitted;
- country, state, region, and city information;
- VPN, proxy, hosting, relay, or TOR indicators;
- browser and device location signals; and
- results of jurisdiction-eligibility checks.
SkillR may perform location verification when you deposit funds, enter Cash Play, withdraw funds, log in, or perform other activities requiring geographic eligibility.
D. Financial, Wallet, and Transaction Information
We may collect or process:
- deposit and withdrawal amounts;
- account balances;
- transaction history;
- wallet addresses;
- blockchain transaction identifiers;
- payment-method information;
- payment-provider identifiers;
- transaction status;
- refunds;
- chargebacks;
- winnings;
- entry amounts;
- Platform Fees; and
- fraud or AML-related transaction information.
SkillR generally does not need to store complete payment-card numbers when payment processing is performed by third-party payment providers.
E. Gameplay and Fair Play Information
We collect information relating to games and competitions, including:
- moves and game actions;
- game results;
- timestamps;
- move timing;
- response times;
- opponent information;
- matchmaking information;
- resignations and disconnects;
- game history;
- rankings and ratings;
- competition entry information;
- behavioral patterns;
- reports made by or against users; and
- Fair Play investigation information.
We may analyze this information using automated systems, statistical models, machine-learning systems, chess engines, rules-based detection, human review, or combinations of these methods to identify cheating, collusion, fraud, match manipulation, account sharing, or other prohibited conduct.
2. DEVICE AND TECHNICAL INFORMATION
When you access SkillR, we may automatically collect:
- IP address;
- browser type;
- operating system;
- device type;
- session identifiers;
- login timestamps;
- referring pages;
- network information;
- request logs;
- error logs;
- security events;
- cookies or similar technologies;
- device and browser characteristics; and
- information used to detect suspicious account or network activity.
This information may be used for security, fraud prevention, Fair Play enforcement, geolocation, diagnostics, and operation of the Services.
3. INFORMATION YOU PROVIDE TO US
We collect information you voluntarily submit through:
- account registration;
- KYC or eligibility verification;
- deposits and withdrawals;
- support requests;
- Fair Play appeals;
- player reports;
- disputes;
- promotions;
- security reports; and
- communications with SkillR.
Please do not send sensitive information to SkillR unless it is reasonably necessary for the purpose for which SkillR requested it.
4. HOW WE USE PERSONAL INFORMATION
We may use personal information to:
- create and maintain Accounts;
- authenticate users;
- verify identity and age;
- verify physical location;
- determine eligibility for Cash Play;
- operate games and competitions;
- process deposits and withdrawals;
- calculate balances, winnings, and fees;
- maintain transaction records;
- prevent fraud and payment abuse;
- detect cheating, collusion, bots, engine assistance, and prohibited outside assistance;
- investigate suspicious activity;
- perform AML, sanctions, and compliance screening;
- enforce our Terms of Service and Fair Play rules;
- resolve disputes and appeals;
- provide customer support;
- secure SkillR systems;
- prevent unauthorized access;
- diagnose technical problems;
- improve our Services;
- comply with legal and regulatory obligations;
- establish, exercise, or defend legal claims; and
- protect SkillR, our users, and third parties.
5. AUTOMATED FAIR PLAY AND RISK ANALYSIS
SkillR may use automated or semi-automated systems to evaluate gameplay, transactions, account activity, device information, and related signals.
These systems may generate risk scores, flags, classifications, or recommendations.
A risk score or automated flag may result in additional review, delayed withdrawals, restrictions, or investigation where permitted by our Terms of Service and applicable law.
SkillR may also use human review for material enforcement decisions.
We do not guarantee that automated systems will always identify misconduct correctly or detect every violation.
6. HOW WE SHARE INFORMATION
We may disclose personal information to service providers and other parties when reasonably necessary to operate SkillR.
These parties may include:
- identity and KYC verification providers;
- geolocation providers;
- payment processors;
- digital-asset and blockchain infrastructure providers;
- cloud hosting providers;
- database and authentication providers;
- cybersecurity providers;
- fraud-prevention providers;
- analytics and monitoring providers;
- professional advisers;
- insurers;
- auditors;
- financial institutions;
- government authorities;
- regulators;
- courts; and
- law-enforcement agencies.
Service providers are permitted to process information according to their contractual relationship with SkillR and applicable law.
We may also disclose information where reasonably necessary to investigate fraud, cheating, account compromise, chargebacks, money laundering, sanctions violations, threats, or other unlawful activity.
7. BUSINESS TRANSFERS
If SkillR undergoes a merger, acquisition, financing, restructuring, bankruptcy, sale of assets, or similar transaction, personal information may be disclosed or transferred as part of that transaction, subject to applicable law.
8. BLOCKCHAIN INFORMATION
Blockchain transactions may be publicly visible.
If you deposit or withdraw digital assets such as USDC, information including:
- wallet addresses;
- transaction hashes;
- transfer amounts; and
- blockchain activity
may become permanently available on the relevant public blockchain.
SkillR cannot delete or alter information that has been independently recorded on a public blockchain.
9. SALE AND SHARING OF PERSONAL INFORMATION
SkillR does not knowingly sell personal information to third parties for monetary consideration.
Certain disclosures involving advertising, analytics, or tracking technologies may be legally considered a “sale,” “sharing,” or use for targeted advertising under some state privacy laws even where no money is exchanged.
Where applicable, SkillR will provide legally required methods to opt out of those activities.
Where legally required, SkillR will also recognize valid browser-based opt-out preference signals.
10. COOKIES AND SIMILAR TECHNOLOGIES
SkillR may use cookies, local storage, and similar technologies to:
- keep users logged in;
- maintain sessions;
- remember preferences;
- prevent fraud;
- protect account security;
- measure platform performance; and
- diagnose technical problems.
Blocking essential cookies may prevent portions of SkillR from functioning correctly.
11. DATA RETENTION
We retain personal information only for as long as reasonably necessary for the purposes described in this Privacy Policy or as required by law.
Retention periods may depend on:
- the nature of the information;
- Account status;
- transaction history;
- fraud risk;
- Fair Play investigations;
- disputes;
- chargebacks;
- AML or sanctions obligations;
- security requirements;
- statutes of limitation; and
- legal or regulatory requirements.
Closing an Account does not necessarily require immediate deletion of all information.
SkillR may retain information where reasonably necessary to prevent fraud, enforce exclusions or bans, preserve financial records, resolve disputes, satisfy legal obligations, or defend legal claims.
12. DATA SECURITY
SkillR uses administrative, technical, and organizational safeguards designed to protect personal information against unauthorized access, alteration, disclosure, destruction, or misuse.
No internet-connected system can be guaranteed to be completely secure.
Users are responsible for maintaining the confidentiality and security of their login credentials and devices.
If you believe your Account or personal information has been compromised, contact:
13. YOUR PRIVACY RIGHTS
Depending on where you live and whether applicable legal thresholds are satisfied, you may have rights concerning your personal information.
These may include the right to:
- request access to personal information;
- request information concerning categories of data collected;
- request correction of inaccurate information;
- request deletion;
- obtain a portable copy of certain information;
- learn the purposes for which information is processed;
- learn the categories of third parties receiving information;
- opt out of certain sales or sharing of personal information;
- opt out of certain targeted advertising;
- limit certain uses of sensitive personal information;
- appeal certain privacy-request decisions; and
- exercise privacy rights without unlawful discrimination.
These rights are subject to exceptions and limitations under applicable law.
For example, SkillR may need to retain information necessary to complete transactions, maintain financial records, investigate cheating or fraud, comply with AML requirements, protect security, enforce legal rights, or comply with law.
14. PRIVACY REQUESTS
You may submit a privacy request by contacting:
- [email protected] SkillR may need to verify your identity before fulfilling a request.
We may request information reasonably necessary to determine that the person submitting the request is the person to whom the information relates.
Authorized agents may submit requests where permitted by law, subject to reasonable verification of their authority.
Where applicable law requires an additional privacy-request method, SkillR will make that method available through the Services.
15. SENSITIVE PERSONAL INFORMATION
SkillR may process information considered sensitive under certain privacy laws, including:
- government identification information;
- account credentials;
- financial information;
- precise or approximate geolocation;
- identity-verification information; and
- information relating to fraud, AML, or sanctions screening.
We use sensitive personal information for legitimate purposes including account security, identity verification, age verification, fraud prevention, geolocation compliance, payment processing, Cash Play eligibility, legal compliance, and protection of the Services.
We do not use sensitive personal information to infer characteristics about users for unrelated advertising purposes unless separately disclosed and legally permitted.
16. CHILDREN
SkillR's real-money Services are intended only for persons who satisfy the age requirements stated in our Terms of Service and are at least 18 years old.
SkillR does not knowingly permit individuals under 18 to participate in Cash Play.
If we determine that an underage person has submitted information or created an Account in violation of our rules, we may suspend the Account, restrict real-money functionality, and take appropriate action concerning the information and funds as required by applicable law.
17. THIRD-PARTY SERVICES
SkillR relies on third-party services to provide portions of the platform.
Those third parties may independently process personal information according to their own privacy policies and legal obligations.
Third-party services may include providers involved in:
- identity verification;
- geolocation;
- payments;
- blockchain transactions;
- hosting;
- databases;
- security; and
- infrastructure.
SkillR is not responsible for the independent privacy practices of third-party services that you access outside SkillR.
18. INTERNATIONAL PROCESSING
SkillR and its service providers may process information in jurisdictions other than the jurisdiction in which you reside.
Where required, SkillR will use appropriate safeguards for international transfers of personal information.
19. LEGAL DISCLOSURES
SkillR may preserve, use, or disclose information where reasonably believed necessary to:
- comply with applicable law;
- comply with subpoenas, warrants, court orders, or lawful government requests;
- respond to regulators;
- investigate unlawful activity;
- protect users;
- prevent fraud;
- enforce our agreements;
- protect SkillR's legal rights; or
- protect the security and integrity of the Services.
Nothing in this Privacy Policy requires SkillR to disclose information where disclosure is prohibited by law or would compromise another person's privacy or SkillR's legitimate security and anti-cheat systems.
20. CHANGES TO THIS PRIVACY POLICY
SkillR may update this Privacy Policy from time to time.
When we make material changes, we will update the Last Updated date and provide additional notice where required by law.
Your continued use of the Services after an updated Privacy Policy becomes effective is subject to applicable law and does not eliminate any consent requirement imposed by law.
21. CONTACT US
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